Prior Authorization: Most genetic tests require approval from insurance.
- Some institutions do not allow genetic testing during inpatient admissions or restrict it to certain cases (e.g., NICU). Review institutional policies before ordering.
- In some states, prior authorization is not required if a geneticist orders the test, which may help patients facing insurance denials.
- Some states require genetic counseling before testing.
Typical Prior Authorization Requirements:
- Requisition paperwork (varies by testing provider, available on their website).
- Consent forms (often included in requisition paperwork, but some providers require additional forms).
- Clinical notes supporting medical necessity.
- More details on prior authorization and medical necessity: Genetics Policy Hub
If Insurance Denies Coverage:
- Testing can still be offered, but patients should be informed of potential out-of-pocket costs.